Paul...Reading this I feel as if you are a brother I haven't yet met. Thank you for articulating so beautifully what I, too, know to be true.

Ruth Ann - You'll note the 'slideshare' icon at the bottom menu (left corner). This is the 'slideshare' website - and you may download the content from there. Joining is free, and you can even 'sign in' with Facebook. Much love... Tara